Kristin Hale

Career Roadmap

Kristin's work combines: Writing, Law, and Accomplishing Goals

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Adverse Subrogation Arbritration Professional

I answer adverse subrogation demands for damage and liability disputes.

High School
Riverdale High School
Bachelor's Degree
Marketing/Marketing Management, General
Middle Tennessee State University

Bachelor's Degree: Marketing/Marketing Management, General

My path in life took a while to figure out

1.
Working through college at an oil change location. I changed oil and performed other car repairs.
2.
I failed (or early withdrew to avoid an F) Principles of Accounting II, three times. This made me question my degree choice and if I could obtain it.
3.
Graduated with my BA in marketing.
4.
Interviewed with several sales - direct and indirect - trying to find a job post college.
5.
Hired at Sedgwick CMS (third-party claims administrator) issuing Medicare payments.
6.
Promoted to a Claims Adjuster at Sedgwick CMS handling Property Damage/Bodily Injury/Premise Liability.
7.
Joined Travelers' new Adverse Subrogation National Unit.
8.
Joined the new Arbitration focused team in Adverse Subrogation.

THE NOISE
Messages from Teachers:
You need to prepare to make less than $30,000/year after you graduate. Many of you will still be waitressing after college.
How I responded:
While waitressing is no easy job, it was not the career path I wanted. I began looking into different industries to assess the largest job market. Insurance has many facets so there were several entry level jobs near me.

Experiences and challenges that shaped me

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Taking out student loans to get a college degree is not ideal. The outstanding balance of over $30,000 sitting on the shoulders of a recent college grad was a heavy burden. I needed a degree that would help me pay these loans off quickly.

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